Welcome To

The Mortgage Marc

Welcome To

The Mortgage Marc

Hi, I’m Marc! Your anti-jargon mortgage expert. I look forward to helping you understand this crazy world of home loans.

About Us

Who Am I?

I began my journey into the mortgage realm began back in 2012 during the HARP refinance frenzy. Starting as a Loan Processor, I quickly learned the importance of efficiency and precision, as the underwriting standards were exceptionally strict. This knowledge was carried along into Loan Origination when I obtained my license in 2014. Fast-forward to 2019, and I decided to become a Mortgage Broker and start my own 3rd Party Processing Company, Top-Shelf Processing. My primary focus is now educating clients on mortgage loans, while providing the highest level of service and expertise.

Acronyms & Definitions

Equity

Equity is the amount your property is currently worth minus the amount of any existing mortgage on your property

Credit Report

A credit history is a record of a borrower's responsible repayment of debts

LOX- Letter of Explanation

A Internal document provided to a lender by the borrower to explain information provided on the application in more detail.

Promissory Note

The terms of the Agreement stated above. Rate and Term (15, 20, 30 years) are expressed and publically recorded

Subordination

A Lienholder's agreement to retain their position once a primary lien is paid off via a refinance.

Promissory Note

The terms of the Agreement stated above. Rate and Term (15, 20, 30 years) are expressed and publically recorded

Average Mortgage

Rates

Comprehensive

Our Moving

Service Areas

Proudly serving Minneapolis, Minnesota, and surrounding states with reliable residential, commercial, and junk removal services
Minnesota:

A Quick Message

Patient Success Stories

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customers have to say

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Phone

(720) 295 - 0704

Phone

(970) 657 - 2925

Email

Marc@MyBetterRate.com

Location

110 N. College Street, Ste. #2 Fort Collins, CO 80524

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I’m happy to answer any questions, discuss the latest mortgage rate updates, or dive deeper into these terms and definitions.

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